What FICO® Score Do You Need to Qualify for a Mortgage? While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so… Read more

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We are just a couple short weeks away from Halloween! Are you prepared? We scrounged up a few fun ideas for Costumes, Snacks and Decorations to help you get ready! Don’t let last minute Halloween preparations spoooook you! These snack ideas are adorable and can be used all season long! Try these with your kiddos… Read more

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Michael Kemry has joined the BST team and will be our Keizer Branch Manager! We are so excited about expanding BST in this thriving area and super excited to have Michael on board! Here is a little bit about Michael- “I was born and raised in the Salem Oregon area spending the majority of my… Read more

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Home improvements come with home ownership. Some of us are DIYers and some of us hire professionals but we all deal with home maintenance issues at some point. Well before you run out to an expensive retail store to get your home improvements supply, think about stopping in at your local Habitat For Humanity Restore…. Read more

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Pumpkin everything please! We are full into the season and if you have not had a chance to start baking yet here is some inspiration along with recipes to get you going. From sweet to savory and everything in between we dug up some of the best for you! Try something new and enjoy this… Read more

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4 Tips to Improve Your Home and Save on Your Energy Bill As a homeowner, it’s important to keep your home running efficiently, not only to save money, but also to help the environment thrive. October 2nd is Energy Efficiency Day, a perfect time to think about making some key upgrades that will improve the efficiency of your… Read more

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This Saturday, October 5th Silverton will come alive with the sound of the Silverton Sidewalk Shindig. This event lasts all day from 12pm -12am and provides more live entertainment in one small town in one day than you can imagine! All styles and genres fill the streets with their unique sounds and the community shows… Read more

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Friday was National Scarf Day and it goes without saying that we can celebrate that one all season long. With that cold air that has come charging in on us we will definitely need some warm and cozy yarn in our lives! Weather you wrap up with a warm blanket, where a scarf around your… Read more

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Should You Fix Your House Up or Sell Now? With the fall season upon us, change is in the air. For many families, children are growing up and moving out of the house, maybe leaving for college or taking a jump into the working world. Parents are finding themselves as empty nesters for the first… Read more

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We have certainly had our share of rain to signify the changing of the season! This first day of fall seems to have an exclamation point on it this year! Autumn in the Pacific Northwest is both beautiful and rainy, but that is what make this part of the country gorgeous. “The morns are meeker… Read more

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